Suite number:
201
Project:
Address:
St. Catharines, Ontario
Developer:
Valour Group
Property type:
condo
Bathrooms:
1.5
Bedrooms:
1.5
Size:
1193 sqft
Occupancy Date:
Jan 2027
Price, CAD
$1,109,990
Available
ROI
Want to own a unit? —
Investment Period: 5 years
Yearly Return on Investment in Year 5
24.87%
Cumulative Return on Investment in Year 5
114.78%
Property Price at the End of Year 5
$1,430,000
Deposit Schedule
$5,000 at Signing
Total up to 2.5% in 0 days
$27,750
2.5% in 0 days
$27,750
0% in 30 days
$5,000
2.5% in 60 days
$27,750
2.5% on Occupancy
$27,750
Net Gain (Loss)
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Property Price Appreciation
Investment Details (10-Year Period)
Income/Return
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| property price appreciation | $58,000 | $61,000 | $64,000 | $67,000 | $71,000 | $74,000 | $78,000 | $82,000 | $87,000 | $91,000 | $733,000 |
| rent income | - | - | $35,000 | $43,000 | $45,000 | $47,000 | $49,000 | $51,000 | $54,000 | $56,000 | $381,000 |
| mortgage principal reduction | - | - | $12,000 | $15,000 | $16,000 | $16,000 | $17,000 | $18,000 | $19,000 | $19,000 | $131,000 |
| deposit interest | $3,000 | $6,000 | $3,000 | - | - | - | - | - | - | - | $12,000 |
| gst hst rebate | - | - | $24,000 | - | - | - | - | - | - | - | $24,000 |
| total income return | $60,000 | $67,000 | $138,000 | $125,000 | $131,000 | $138,000 | $144,000 | $151,000 | $159,000 | $166,000 | $1,280,000 |
Expense/ Investment
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| deposit | $60,000 | $28,000 | $28,000 | - | - | - | - | - | - | - | $116,000 |
| remaining balance payment | - | - | $106,000 | - | - | - | - | - | - | - | $106,000 |
| closing cost | - | - | $58,000 | - | - | - | - | - | - | - | $58,000 |
| operating expense | - | - | $15,000 | $18,000 | $19,000 | $19,000 | $20,000 | $21,000 | $21,000 | $22,000 | $156,000 |
| mortgage payment | - | - | $45,000 | $54,000 | $54,000 | $54,000 | $54,000 | $54,000 | $54,000 | $54,000 | $423,000 |
| total expense investment | $60,000 | $28,000 | $251,000 | $72,000 | $73,000 | $73,000 | $74,000 | $75,000 | $75,000 | $76,000 | $858,000 |
Other
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| net gain loss | -$285 | $39,000 | -$113,272 | $53,000 | $59,000 | $64,000 | $70,000 | $77,000 | $83,000 | $90,000 | $422,000 |
| cumulative roi | $100 | $144 | $79 | $98 | $115 | $131 | $147 | $162 | $178 | $194 | $1,000 |
The Harbour Club
Address: St. Catharines, Ontario
Price Range: $662,000 - $3,244,000
Avail. suites: 43
1—2.5 bd
668—3071 SqFt