Suite number:
Dior
Project:
Address:
St. Catharines, Ontario
Developer:
Pinewood Niagara Builders
Property type:
condo
Floor plan:
Bathrooms:
1
Bedrooms:
1
Size:
1135 sqft
Occupancy Date:
Dec 2025
Price, CAD
$1,117,875
Available
ROI
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Investment Period: 5 years
Yearly Return on Investment in Year 5
19.35%
Cumulative Return on Investment in Year 5
91.63%
Property Price at the End of Year 5
$1,440,000
Deposit Schedule
$20,000 at Signing
Total up to 5% in 30 days
$55,894
5% in 60 days
$55,894
2.5% in 120 days
$27,947
2.5% on Occupancy
$27,947
Net Gain (Loss)
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Property Price Appreciation
Investment Details (10-Year Period)
Income/Return
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| property price appreciation | $58,000 | $61,000 | $64,000 | $68,000 | $71,000 | $75,000 | $79,000 | $83,000 | $87,000 | $92,000 | $738,000 |
| rent income | $2,000 | $27,000 | $28,000 | $29,000 | $30,000 | $32,000 | $33,000 | $34,000 | $36,000 | $37,000 | $288,000 |
| mortgage principal reduction | $1,000 | $14,000 | $15,000 | $15,000 | $16,000 | $17,000 | $18,000 | $18,000 | $19,000 | $20,000 | $153,000 |
| deposit interest | $6,000 | - | - | - | - | - | - | - | - | - | $6,000 |
| gst hst rebate | $24,000 | - | - | - | - | - | - | - | - | - | $24,000 |
| total income return | $91,000 | $102,000 | $107,000 | $112,000 | $117,000 | $123,000 | $129,000 | $136,000 | $142,000 | $149,000 | $1,208,000 |
Expense/ Investment
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| deposit | $168,000 | - | - | - | - | - | - | - | - | - | $168,000 |
| remaining balance payment | $56,000 | - | - | - | - | - | - | - | - | - | $56,000 |
| closing cost | $59,000 | - | - | - | - | - | - | - | - | - | $59,000 |
| operating expense | $1,000 | $15,000 | $16,000 | $16,000 | $16,000 | $17,000 | $17,000 | $17,000 | $18,000 | $18,000 | $151,000 |
| mortgage payment | $5,000 | $56,000 | $56,000 | $56,000 | $56,000 | $56,000 | $56,000 | $56,000 | $56,000 | $56,000 | $508,000 |
| total expense investment | $289,000 | $71,000 | $72,000 | $72,000 | $72,000 | $73,000 | $73,000 | $73,000 | $74,000 | $74,000 | $943,000 |
Other
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| net gain loss | -$197,741 | $30,000 | $35,000 | $40,000 | $45,000 | $51,000 | $56,000 | $62,000 | $69,000 | $75,000 | $266,000 |
| cumulative roi | $32 | $51 | $66 | $80 | $92 | $103 | $113 | $123 | $133 | $143 | $935 |
Coveteur
Address: St. Catharines, Ontario
Price Range: $850,000 - $1,345,000
Avail. suites: 20
1—2 bd
1135—1696 SqFt