Suite number:
Dior
Project:
Address:
St. Catharines, Ontario
Developer:
Pinewood Niagara Builders
Property type:
condo
Floor plan:
Bathrooms:
1
Bedrooms:
1
Size:
1135 sqft
Occupancy Date:
Mar 2026
Price, CAD
$1,117,875
Available
ROI
Want to own a unit? —
Investment Period: 5 years
Yearly Return on Investment in Year 5
18.86%
Cumulative Return on Investment in Year 5
89.47%
Property Price at the End of Year 5
$1,440,000
Deposit Schedule
$20,000 at Signing
Total up to 5% in 30 days
$55,894
5% in 60 days
$55,894
2.5% in 120 days
$27,947
2.5% on Occupancy
$27,947
Net Gain (Loss)
Get Expert Advice
Property Price Appreciation
Investment Details (10-Year Period)
Income/Return
Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
---|---|---|---|---|---|---|---|---|---|---|---|
property price appreciation | $58,000 | $61,000 | $64,000 | $68,000 | $71,000 | $75,000 | $79,000 | $83,000 | $87,000 | $92,000 | $738,000 |
rent income | $9,000 | $27,000 | $28,000 | $29,000 | $31,000 | $32,000 | $33,000 | $35,000 | $36,000 | $38,000 | $297,000 |
mortgage principal reduction | $5,000 | $14,000 | $15,000 | $15,000 | $16,000 | $17,000 | $18,000 | $19,000 | $20,000 | $20,000 | $158,000 |
deposit interest | $3,000 | - | - | - | - | - | - | - | - | - | $3,000 |
gst hst rebate | $24,000 | - | - | - | - | - | - | - | - | - | $24,000 |
total income return | $99,000 | $102,000 | $107,000 | $112,000 | $118,000 | $124,000 | $130,000 | $136,000 | $143,000 | $150,000 | $1,221,000 |
Expense/ Investment
Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
---|---|---|---|---|---|---|---|---|---|---|---|
deposit | $168,000 | - | - | - | - | - | - | - | - | - | $168,000 |
remaining balance payment | $56,000 | - | - | - | - | - | - | - | - | - | $56,000 |
closing cost | $59,000 | - | - | - | - | - | - | - | - | - | $59,000 |
operating expense | $5,000 | $15,000 | $16,000 | $16,000 | $16,000 | $17,000 | $17,000 | $18,000 | $18,000 | $18,000 | $156,000 |
mortgage payment | $19,000 | $56,000 | $56,000 | $56,000 | $56,000 | $56,000 | $56,000 | $56,000 | $56,000 | $56,000 | $522,000 |
total expense investment | $307,000 | $71,000 | $72,000 | $72,000 | $72,000 | $73,000 | $73,000 | $73,000 | $74,000 | $74,000 | $961,000 |
Other
Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
---|---|---|---|---|---|---|---|---|---|---|---|
net gain loss | -$207,937 | $31,000 | $35,000 | $40,000 | $46,000 | $51,000 | $57,000 | $63,000 | $69,000 | $76,000 | $259,000 |
cumulative roi | $31 | $49 | $64 | $78 | $89 | $100 | $111 | $121 | $131 | $141 | $915 |
Coveteur
Address: St. Catharines, Ontario
Price Range: $850,000 - $1,345,000
Avail. suites: 20
1—2 bd
1135—1696 SqFt