Suite number:
203
Project:
Address:
St. Catharines, Ontario
Developer:
Valour Group
Property type:
condo
Floor plan:
Bathrooms:
2
Bedrooms:
2.5
Size:
1106 sqft
Occupancy Date:
Jan 2027
Price, CAD
$1,040,990
Available
ROI
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Investment Period: 5 years
Yearly Return on Investment in Year 5
23.68%
Cumulative Return on Investment in Year 5
110.31%
Property Price at the End of Year 5
$1,341,000
Deposit Schedule
$5,000 at Signing
Total up to 0% in 30 days
$5,000
2.5% in 60 days
$26,025
2.5% in 120 days
$26,025
2.5% in 322 days
$26,025
2.5% on Occupancy
$26,025
Net Gain (Loss)
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Property Price Appreciation
Investment Details (10-Year Period)
Income/Return
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| property price appreciation | $54,000 | $57,000 | $60,000 | $63,000 | $66,000 | $70,000 | $73,000 | $77,000 | $81,000 | $85,000 | $687,000 |
| rent income | - | - | $39,000 | $40,000 | $42,000 | $44,000 | $46,000 | $48,000 | $50,000 | $52,000 | $360,000 |
| mortgage principal reduction | - | - | $13,000 | $13,000 | $14,000 | $15,000 | $16,000 | $16,000 | $17,000 | $18,000 | $122,000 |
| deposit interest | $4,000 | $6,000 | - | - | - | - | - | - | - | - | $10,000 |
| gst hst rebate | - | - | $24,000 | - | - | - | - | - | - | - | $24,000 |
| total income return | $58,000 | $63,000 | $135,000 | $117,000 | $122,000 | $128,000 | $135,000 | $141,000 | $148,000 | $155,000 | $1,203,000 |
Expense/ Investment
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| deposit | $83,000 | $26,000 | - | - | - | - | - | - | - | - | $109,000 |
| remaining balance payment | - | $99,000 | - | - | - | - | - | - | - | - | $99,000 |
| closing cost | - | $58,000 | - | - | - | - | - | - | - | - | $58,000 |
| operating expense | - | - | $17,000 | $17,000 | $17,000 | $18,000 | $18,000 | $19,000 | $19,000 | $19,000 | $144,000 |
| mortgage payment | - | - | $52,000 | $52,000 | $52,000 | $52,000 | $52,000 | $52,000 | $52,000 | $52,000 | $417,000 |
| total expense investment | $83,000 | $183,000 | $69,000 | $69,000 | $69,000 | $70,000 | $70,000 | $71,000 | $71,000 | $72,000 | $827,000 |
Other
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| net gain loss | -$25,296 | -$119,624 | $67,000 | $48,000 | $53,000 | $59,000 | $64,000 | $70,000 | $77,000 | $84,000 | $376,000 |
| cumulative roi | $70 | $47 | $77 | $94 | $110 | $126 | $140 | $155 | $170 | $186 | $1,000 |
The Harbour Club
Address: St. Catharines, Ontario
Price Range: $662,000 - $3,244,000
Avail. suites: 43
1—2.5 bd
668—3071 SqFt