Suite number:
FERN
Project:
Address:
Toronto C14, Ontario
Developer:
Capital Developments
Property type:
condo
Floor plan:
Bathrooms:
1
Bedrooms:
1
Size:
285 sqft
Occupancy Date:
Sep 2025
Price, CAD
$440,900
Available
ROI
Want to own a unit? —
Investment Period: 5 years
Yearly Return on Investment in Year 5
15.61%
Cumulative Return on Investment in Year 5
80.43%
Property Price at the End of Year 5
$568,000
Deposit Schedule
$10,000 at Signing
Total up to 0% in 30 days
$20,000
0% in 90 days
$20,000
20% on Occupancy
$88,180
Net Gain (Loss)
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Property Price Appreciation
Investment Details (10-Year Period)
Income/Return
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| property price appreciation | $23,000 | $24,000 | $25,000 | $27,000 | $28,000 | $30,000 | $31,000 | $33,000 | $34,000 | $36,000 | $291,000 |
| rent income | $2,000 | $7,000 | $7,000 | $7,000 | $8,000 | $8,000 | $8,000 | $9,000 | $9,000 | $9,000 | $75,000 |
| mortgage principal reduction | $2,000 | $6,000 | $6,000 | $6,000 | $6,000 | $7,000 | $7,000 | $7,000 | $8,000 | $8,000 | $62,000 |
| deposit interest | $840 | - | - | - | - | - | - | - | - | - | $840 |
| gst hst rebate | $24,000 | - | - | - | - | - | - | - | - | - | $24,000 |
| total income return | $52,000 | $36,000 | $38,000 | $40,000 | $42,000 | $44,000 | $46,000 | $49,000 | $51,000 | $54,000 | $453,000 |
Expense/ Investment
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| deposit | $128,000 | - | - | - | - | - | - | - | - | - | $128,000 |
| remaining balance payment | - | - | - | - | - | - | - | - | - | - | - |
| closing cost | $51,000 | - | - | - | - | - | - | - | - | - | $51,000 |
| operating expense | $1,000 | $4,000 | $4,000 | $5,000 | $5,000 | $5,000 | $5,000 | $5,000 | $5,000 | $5,000 | $44,000 |
| mortgage payment | $7,000 | $22,000 | $22,000 | $22,000 | $22,000 | $22,000 | $22,000 | $22,000 | $22,000 | $22,000 | $206,000 |
| total expense investment | $188,000 | $26,000 | $27,000 | $27,000 | $27,000 | $27,000 | $27,000 | $27,000 | $27,000 | $27,000 | $429,000 |
Other
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| net gain loss | -$136,349 | $10,000 | $12,000 | $14,000 | $15,000 | $17,000 | $20,000 | $22,000 | $24,000 | $26,000 | $23,000 |
| cumulative roi | $35 | $49 | $60 | $71 | $80 | $89 | $98 | $106 | $113 | $121 | $822 |
Olive Residences
Address: Toronto C14, Ontario
Price Range: $441,000 - $1,644,000
Avail. suites: 22
1—3.5 bd
278—1430 SqFt