Suite number:
Gaultier C2
Project:
Address:
St. Catharines, Ontario
Developer:
Pinewood Niagara Builders
Property type:
condo
Floor plan:
Bathrooms:
2
Bedrooms:
2
Size:
1446 sqft
Occupancy Date:
Dec 2025
Price, CAD
$979,900
Available
ROI
17,16%
Monthly Expenses
- condo fees— $998
- property taxes— $245
- property management— $217
- repairs and maintenance— $108
Total: $1,568
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Investment Period: 5 years
Yearly Return on Investment in Year 5
22.41%
Cumulative Return on Investment in Year 5
107.02%
Property Price at the End of Year 5
$1,263,000
Deposit Schedule
$20,000 at Signing
Total up to 5% in 30 days
$48,995
5% in 60 days
$48,995
2.5% in 120 days
$24,498
2.5% on Occupancy
$24,498
Net Gain (Loss)
- Net Gain Loss
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Property Price Appreciation
- Property Price Appreciation
Investment Details (10-Year Period)
Income/Return
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| property price appreciation | $51,000 | $54,000 | $56,000 | $59,000 | $62,000 | $66,000 | $69,000 | $73,000 | $76,000 | $80,000 | $647,000 |
| rent income | $4,000 | $42,000 | $44,000 | $46,000 | $48,000 | $50,000 | $52,000 | $55,000 | $57,000 | $59,000 | $458,000 |
| mortgage principal reduction | $986 | $12,000 | $13,000 | $13,000 | $14,000 | $15,000 | $15,000 | $16,000 | $17,000 | $18,000 | $134,000 |
| deposit interest | $5,000 | - | - | - | - | - | - | - | - | - | $5,000 |
| gst hst rebate | $24,000 | - | - | - | - | - | - | - | - | - | $24,000 |
| total income return | $84,000 | $108,000 | $113,000 | $119,000 | $125,000 | $131,000 | $137,000 | $143,000 | $150,000 | $158,000 | $1,268,000 |
Expense/ Investment
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| deposit | $147,000 | - | - | - | - | - | - | - | - | - | $147,000 |
| remaining balance payment | $49,000 | - | - | - | - | - | - | - | - | - | $49,000 |
| closing cost | $57,000 | - | - | - | - | - | - | - | - | - | $57,000 |
| operating expense | $2,000 | $19,000 | $19,000 | $20,000 | $20,000 | $21,000 | $21,000 | $22,000 | $22,000 | $23,000 | $188,000 |
| mortgage payment | $4,000 | $49,000 | $49,000 | $49,000 | $49,000 | $49,000 | $49,000 | $49,000 | $49,000 | $49,000 | $446,000 |
| total expense investment | $258,000 | $68,000 | $68,000 | $69,000 | $69,000 | $70,000 | $70,000 | $71,000 | $71,000 | $72,000 | $886,000 |
Other
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| net gain loss | -$173,798 | $40,000 | $45,000 | $50,000 | $55,000 | $61,000 | $67,000 | $73,000 | $79,000 | $86,000 | $382,000 |
| cumulative roi | $33 | $54 | $73 | $90 | $107 | $124 | $140 | $157 | $174 | $192 | $1,000 |
Coveteur
Address: St. Catharines, Ontario
Price Range: $850,000 - $1,345,000
Avail. suites: 20
1—2 bd
1135—1696 SqFt
Proforma Calculator
80% of Original Price
Options for changing mortgage terms
The rental rate per square foot.