Suite number:
Gaultier C2
Project:
Address:
St. Catharines, Ontario
Developer:
Pinewood Niagara Builders
Property type:
condo
Floor plan:
Bathrooms:
2
Bedrooms:
2
Size:
1446 sqft
Occupancy Date:
Mar 2026
Price, CAD
$979,900
Available
ROI
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Investment Period: 5 years
Yearly Return on Investment in Year 5
21.65%
Cumulative Return on Investment in Year 5
103.93%
Property Price at the End of Year 5
$1,262,000
Deposit Schedule
$20,000 at Signing
Total up to 5% in 30 days
$48,995
5% in 60 days
$48,995
2.5% in 120 days
$24,498
2.5% on Occupancy
$24,498
Net Gain (Loss)
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Property Price Appreciation
Investment Details (10-Year Period)
Income/Return
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| property price appreciation | $51,000 | $54,000 | $56,000 | $59,000 | $62,000 | $66,000 | $69,000 | $73,000 | $76,000 | $80,000 | $647,000 |
| rent income | $25,000 | $43,000 | $45,000 | $47,000 | $49,000 | $51,000 | $54,000 | $56,000 | $58,000 | $61,000 | $489,000 |
| mortgage principal reduction | $7,000 | $12,000 | $13,000 | $14,000 | $14,000 | $15,000 | $16,000 | $17,000 | $17,000 | $18,000 | $143,000 |
| deposit interest | $1,000 | - | - | - | - | - | - | - | - | - | $1,000 |
| gst hst rebate | $24,000 | - | - | - | - | - | - | - | - | - | $24,000 |
| total income return | $108,000 | $109,000 | $115,000 | $120,000 | $126,000 | $132,000 | $138,000 | $145,000 | $152,000 | $159,000 | $1,304,000 |
Expense/ Investment
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| deposit | $147,000 | - | - | - | - | - | - | - | - | - | $147,000 |
| remaining balance payment | $49,000 | - | - | - | - | - | - | - | - | - | $49,000 |
| closing cost | $57,000 | - | - | - | - | - | - | - | - | - | $57,000 |
| operating expense | $11,000 | $19,000 | $20,000 | $20,000 | $20,000 | $21,000 | $21,000 | $22,000 | $22,000 | $23,000 | $200,000 |
| mortgage payment | $29,000 | $49,000 | $49,000 | $49,000 | $49,000 | $49,000 | $49,000 | $49,000 | $49,000 | $49,000 | $470,000 |
| total expense investment | $292,000 | $68,000 | $69,000 | $69,000 | $70,000 | $70,000 | $70,000 | $71,000 | $71,000 | $72,000 | $922,000 |
Other
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| net gain loss | -$184,373 | $41,000 | $46,000 | $51,000 | $56,000 | $62,000 | $68,000 | $74,000 | $80,000 | $87,000 | $382,000 |
| cumulative roi | $31 | $52 | $70 | $87 | $104 | $120 | $137 | $154 | $171 | $190 | $1,000 |
Coveteur
Address: St. Catharines, Ontario
Price Range: $850,000 - $1,345,000
Avail. suites: 20
1—2 bd
1135—1696 SqFt