Suite number:
209
Project:
Address:
St. Catharines, Ontario
Developer:
Valour Group
Property type:
condo
Floor plan:
Bathrooms:
2
Bedrooms:
2.5
Size:
1326 sqft
Occupancy Date:
Jan 2027
Price, CAD
$1,241,990
Available
ROI
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Investment Period: 5 years
Yearly Return on Investment in Year 5
24.12%
Cumulative Return on Investment in Year 5
111.20%
Property Price at the End of Year 5
$1,600,000
Deposit Schedule
$5,000 at Signing
Total up to 0% in 30 days
$5,000
2.5% in 60 days
$31,050
2.5% in 120 days
$31,050
2.5% in 322 days
$31,050
2.5% on Occupancy
$31,050
Net Gain (Loss)
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Property Price Appreciation
Investment Details (10-Year Period)
Income/Return
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| property price appreciation | $65,000 | $68,000 | $71,000 | $75,000 | $79,000 | $83,000 | $88,000 | $92,000 | $97,000 | $102,000 | $820,000 |
| rent income | - | - | $46,000 | $48,000 | $50,000 | $53,000 | $55,000 | $57,000 | $60,000 | $62,000 | $431,000 |
| mortgage principal reduction | - | - | $15,000 | $16,000 | $17,000 | $18,000 | $19,000 | $19,000 | $20,000 | $21,000 | $146,000 |
| deposit interest | $4,000 | $8,000 | - | - | - | - | - | - | - | - | $12,000 |
| gst hst rebate | - | - | $24,000 | - | - | - | - | - | - | - | $24,000 |
| total income return | $69,000 | $75,000 | $157,000 | $140,000 | $146,000 | $153,000 | $161,000 | $169,000 | $177,000 | $185,000 | $1,433,000 |
Expense/ Investment
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| deposit | $98,000 | $31,000 | - | - | - | - | - | - | - | - | $129,000 |
| remaining balance payment | - | $119,000 | - | - | - | - | - | - | - | - | $119,000 |
| closing cost | - | $62,000 | - | - | - | - | - | - | - | - | $62,000 |
| operating expense | - | - | $20,000 | $20,000 | $21,000 | $21,000 | $22,000 | $22,000 | $23,000 | $23,000 | $172,000 |
| mortgage payment | - | - | $62,000 | $62,000 | $62,000 | $62,000 | $62,000 | $62,000 | $62,000 | $62,000 | $498,000 |
| total expense investment | $98,000 | $212,000 | $82,000 | $82,000 | $83,000 | $83,000 | $84,000 | $84,000 | $85,000 | $85,000 | $980,000 |
Other
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| net gain loss | -$29,265 | -$136,594 | $75,000 | $57,000 | $63,000 | $70,000 | $77,000 | $84,000 | $92,000 | $100,000 | $453,000 |
| cumulative roi | $70 | $48 | $77 | $95 | $111 | $127 | $142 | $157 | $172 | $188 | $1,000 |
The Harbour Club
Address: St. Catharines, Ontario
Price Range: $662,000 - $3,244,000
Avail. suites: 43
1—2.5 bd
668—3071 SqFt