Suite number:
Gaultier B2
Project:
Address:
St. Catharines, Ontario
Developer:
Pinewood Niagara Builders
Property type:
condo
Bathrooms:
Bedrooms:
2
Size:
1447 sqft
Occupancy Date:
Dec 2025
Price, CAD
$1,239,075
Available
ROI
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Investment Period: 5 years
Yearly Return on Investment in Year 5
22.25%
Cumulative Return on Investment in Year 5
104.55%
Property Price at the End of Year 5
$1,596,000
Deposit Schedule
$20,000 at Signing
Total up to 5% in 30 days
$61,954
5% in 60 days
$61,954
2.5% in 120 days
$30,977
2.5% on Occupancy
$30,977
Net Gain (Loss)
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Property Price Appreciation
Investment Details (10-Year Period)
Income/Return
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| property price appreciation | $64,000 | $68,000 | $71,000 | $75,000 | $79,000 | $83,000 | $87,000 | $92,000 | $97,000 | $102,000 | $818,000 |
| rent income | - | $39,000 | $44,000 | $46,000 | $48,000 | $50,000 | $52,000 | $54,000 | $57,000 | $59,000 | $449,000 |
| mortgage principal reduction | - | $15,000 | $17,000 | $17,000 | $18,000 | $19,000 | $20,000 | $21,000 | $22,000 | $23,000 | $171,000 |
| deposit interest | $8,000 | $609 | - | - | - | - | - | - | - | - | $8,000 |
| gst hst rebate | - | $24,000 | - | - | - | - | - | - | - | - | $24,000 |
| total income return | $72,000 | $146,000 | $132,000 | $138,000 | $145,000 | $152,000 | $159,000 | $167,000 | $175,000 | $184,000 | $1,470,000 |
Expense/ Investment
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| deposit | $186,000 | - | - | - | - | - | - | - | - | - | $186,000 |
| remaining balance payment | - | $62,000 | - | - | - | - | - | - | - | - | $62,000 |
| closing cost | - | $60,000 | - | - | - | - | - | - | - | - | $60,000 |
| operating expense | - | $18,000 | $20,000 | $21,000 | $21,000 | $22,000 | $23,000 | $24,000 | $24,000 | $25,000 | $199,000 |
| mortgage payment | - | $55,000 | $60,000 | $60,000 | $60,000 | $60,000 | $60,000 | $60,000 | $60,000 | $60,000 | $537,000 |
| total expense investment | $186,000 | $195,000 | $80,000 | $81,000 | $82,000 | $82,000 | $83,000 | $84,000 | $85,000 | $85,000 | $1,044,000 |
Other
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| net gain loss | -$113,932 | -$49,619 | $52,000 | $57,000 | $63,000 | $70,000 | $76,000 | $83,000 | $90,000 | $98,000 | $426,000 |
| cumulative roi | $39 | $54 | $73 | $89 | $105 | $119 | $133 | $147 | $161 | $175 | $1,000 |
Coveteur
Address: St. Catharines, Ontario
Price Range: $890,000 - $1,345,000
Avail. suites: 16
1—2 bd
1135—1696 SqFt