Suite number:
Gaultier B2
Project:
Address:
St. Catharines, Ontario
Developer:
Pinewood Niagara Builders
Property type:
condo
Floor plan:
Bathrooms:
2
Bedrooms:
2
Size:
1447 sqft
Occupancy Date:
Dec 2025
Price, CAD
$1,239,075
Available
ROI
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Investment Period: 5 years
Yearly Return on Investment in Year 5
21.39%
Cumulative Return on Investment in Year 5
100.73%
Property Price at the End of Year 5
$1,597,000
Deposit Schedule
$20,000 at Signing
Total up to 5% in 30 days
$61,954
5% in 60 days
$61,954
2.5% in 120 days
$30,977
2.5% on Occupancy
$30,977
Net Gain (Loss)
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Property Price Appreciation
Investment Details (10-Year Period)
Income/Return
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| property price appreciation | $64,000 | $68,000 | $71,000 | $75,000 | $79,000 | $83,000 | $87,000 | $92,000 | $97,000 | $102,000 | $818,000 |
| rent income | $4,000 | $42,000 | $44,000 | $46,000 | $48,000 | $50,000 | $52,000 | $55,000 | $57,000 | $59,000 | $459,000 |
| mortgage principal reduction | $1,000 | $15,000 | $16,000 | $17,000 | $18,000 | $19,000 | $19,000 | $20,000 | $21,000 | $22,000 | $170,000 |
| deposit interest | $6,000 | - | - | - | - | - | - | - | - | - | $6,000 |
| gst hst rebate | $24,000 | - | - | - | - | - | - | - | - | - | $24,000 |
| total income return | $99,000 | $126,000 | $132,000 | $138,000 | $145,000 | $152,000 | $159,000 | $167,000 | $175,000 | $184,000 | $1,476,000 |
Expense/ Investment
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| deposit | $186,000 | - | - | - | - | - | - | - | - | - | $186,000 |
| remaining balance payment | $62,000 | - | - | - | - | - | - | - | - | - | $62,000 |
| closing cost | $62,000 | - | - | - | - | - | - | - | - | - | $62,000 |
| operating expense | $2,000 | $20,000 | $20,000 | $21,000 | $21,000 | $22,000 | $22,000 | $23,000 | $23,000 | $24,000 | $196,000 |
| mortgage payment | $5,000 | $62,000 | $62,000 | $62,000 | $62,000 | $62,000 | $62,000 | $62,000 | $62,000 | $62,000 | $564,000 |
| total expense investment | $316,000 | $82,000 | $82,000 | $83,000 | $83,000 | $84,000 | $84,000 | $85,000 | $85,000 | $86,000 | $1,069,000 |
Other
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| net gain loss | -$216,938 | $44,000 | $50,000 | $55,000 | $62,000 | $68,000 | $75,000 | $82,000 | $90,000 | $98,000 | $407,000 |
| cumulative roi | $32 | $52 | $70 | $86 | $101 | $115 | $128 | $142 | $156 | $169 | $1,000 |
Coveteur
Address: St. Catharines, Ontario
Price Range: $850,000 - $1,345,000
Avail. suites: 20
1—2 bd
1135—1696 SqFt