Suite number:
Gaultier C2/C3
Project:
Address:
St. Catharines, Ontario
Developer:
Pinewood Niagara Builders
Property type:
condo
Bathrooms:
1.5
Bedrooms:
2
Size:
1457 sqft
Occupancy Date:
Dec 2025
Price, CAD
$1,251,325
Available
ROI
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Investment Period: 5 years
Yearly Return on Investment in Year 5
22.23%
Cumulative Return on Investment in Year 5
104.31%
Property Price at the End of Year 5
$1,612,000
Deposit Schedule
$20,000 at Signing
Total up to 5% in 30 days
$62,566
5% in 60 days
$62,566
2.5% in 120 days
$31,283
2.5% on Occupancy
$31,283
Net Gain (Loss)
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Property Price Appreciation
Investment Details (10-Year Period)
Income/Return
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| property price appreciation | $65,000 | $68,000 | $72,000 | $76,000 | $80,000 | $84,000 | $88,000 | $93,000 | $98,000 | $103,000 | $826,000 |
| rent income | - | $39,000 | $44,000 | $46,000 | $48,000 | $50,000 | $52,000 | $55,000 | $57,000 | $59,000 | $452,000 |
| mortgage principal reduction | - | $15,000 | $17,000 | $18,000 | $18,000 | $19,000 | $20,000 | $21,000 | $22,000 | $23,000 | $173,000 |
| deposit interest | $8,000 | $214 | - | - | - | - | - | - | - | - | $8,000 |
| gst hst rebate | - | $24,000 | - | - | - | - | - | - | - | - | $24,000 |
| total income return | $73,000 | $146,000 | $133,000 | $140,000 | $146,000 | $153,000 | $161,000 | $169,000 | $177,000 | $185,000 | $1,483,000 |
Expense/ Investment
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| deposit | $188,000 | - | - | - | - | - | - | - | - | - | $188,000 |
| remaining balance payment | - | $63,000 | - | - | - | - | - | - | - | - | $63,000 |
| closing cost | - | $61,000 | - | - | - | - | - | - | - | - | $61,000 |
| operating expense | - | $18,000 | $20,000 | $21,000 | $22,000 | $22,000 | $23,000 | $24,000 | $25,000 | $25,000 | $200,000 |
| mortgage payment | - | $56,000 | $61,000 | $61,000 | $61,000 | $61,000 | $61,000 | $61,000 | $61,000 | $61,000 | $543,000 |
| total expense investment | $188,000 | $197,000 | $81,000 | $82,000 | $83,000 | $83,000 | $84,000 | $85,000 | $85,000 | $86,000 | $1,053,000 |
Other
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| net gain loss | -$115,060 | -$50,470 | $52,000 | $58,000 | $64,000 | $70,000 | $77,000 | $84,000 | $91,000 | $99,000 | $429,000 |
| cumulative roi | $39 | $54 | $72 | $89 | $104 | $119 | $133 | $147 | $160 | $175 | $1,000 |
Coveteur
Address: St. Catharines, Ontario
Price Range: $890,000 - $1,345,000
Avail. suites: 16
1—2 bd
1135—1696 SqFt