Suite number:
206
Project:
Address:
St. Catharines, Ontario
Developer:
Valour Group
Property type:
condo
Bathrooms:
2
Bedrooms:
2.5
Size:
1286 sqft
Occupancy Date:
Jan 2027
Price, CAD
$1,193,990
Available
ROI
Want to own a unit? —
Investment Period: 5 years
Yearly Return on Investment in Year 5
25.06%
Cumulative Return on Investment in Year 5
115.16%
Property Price at the End of Year 5
$1,538,000
Deposit Schedule
$5,000 at Signing
Total up to 2.5% in 0 days
$29,850
2.5% in 0 days
$29,850
0% in 30 days
$5,000
2.5% in 60 days
$29,850
2.5% on Occupancy
$29,850
Net Gain (Loss)
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Property Price Appreciation
Investment Details (10-Year Period)
Income/Return
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| property price appreciation | $62,000 | $65,000 | $69,000 | $72,000 | $76,000 | $80,000 | $84,000 | $89,000 | $93,000 | $98,000 | $788,000 |
| rent income | - | - | $38,000 | $47,000 | $49,000 | $51,000 | $53,000 | $55,000 | $58,000 | $60,000 | $410,000 |
| mortgage principal reduction | - | - | $13,000 | $16,000 | $17,000 | $18,000 | $18,000 | $19,000 | $20,000 | $21,000 | $141,000 |
| deposit interest | $3,000 | $6,000 | $4,000 | - | - | - | - | - | - | - | $13,000 |
| gst hst rebate | - | - | $24,000 | - | - | - | - | - | - | - | $24,000 |
| total income return | $65,000 | $72,000 | $147,000 | $135,000 | $142,000 | $148,000 | $156,000 | $163,000 | $171,000 | $179,000 | $1,376,000 |
Expense/ Investment
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| deposit | $65,000 | $30,000 | $30,000 | - | - | - | - | - | - | - | $124,000 |
| remaining balance payment | - | - | $114,000 | - | - | - | - | - | - | - | $114,000 |
| closing cost | - | - | $59,000 | - | - | - | - | - | - | - | $59,000 |
| operating expense | - | - | $16,000 | $20,000 | $20,000 | $21,000 | $22,000 | $22,000 | $23,000 | $24,000 | $168,000 |
| mortgage payment | - | - | $48,000 | $58,000 | $58,000 | $58,000 | $58,000 | $58,000 | $58,000 | $58,000 | $455,000 |
| total expense investment | $65,000 | $30,000 | $268,000 | $78,000 | $78,000 | $79,000 | $80,000 | $80,000 | $81,000 | $82,000 | $921,000 |
Other
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| net gain loss | $52 | $42,000 | -$121,305 | $57,000 | $63,000 | $69,000 | $76,000 | $83,000 | $90,000 | $97,000 | $456,000 |
| cumulative roi | $100 | $144 | $79 | $98 | $115 | $131 | $147 | $163 | $179 | $195 | $1,000 |
The Harbour Club
Address: St. Catharines, Ontario
Price Range: $662,000 - $3,244,000
Avail. suites: 43
1—2.5 bd
668—3071 SqFt