Suite number:
206
Project:
Address:
St. Catharines, Ontario
Developer:
Valour Group
Property type:
condo
Floor plan:
Bathrooms:
2
Bedrooms:
2.5
Size:
1286 sqft
Occupancy Date:
Jan 2027
Price, CAD
$1,193,990
Available
ROI
Want to own a unit? —
Investment Period: 5 years
Yearly Return on Investment in Year 5
24.08%
Cumulative Return on Investment in Year 5
111.27%
Property Price at the End of Year 5
$1,538,000
Deposit Schedule
$5,000 at Signing
Total up to 0% in 30 days
$5,000
2.5% in 60 days
$29,850
2.5% in 120 days
$29,850
2.5% in 322 days
$29,850
2.5% on Occupancy
$29,850
Net Gain (Loss)
Get Expert Advice
Property Price Appreciation
Investment Details (10-Year Period)
Income/Return
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| property price appreciation | $62,000 | $65,000 | $69,000 | $72,000 | $76,000 | $80,000 | $84,000 | $89,000 | $93,000 | $98,000 | $788,000 |
| rent income | - | - | $45,000 | $47,000 | $49,000 | $51,000 | $53,000 | $55,000 | $58,000 | $60,000 | $418,000 |
| mortgage principal reduction | - | - | $15,000 | $15,000 | $16,000 | $17,000 | $18,000 | $19,000 | $20,000 | $21,000 | $140,000 |
| deposit interest | $4,000 | $7,000 | - | - | - | - | - | - | - | - | $11,000 |
| gst hst rebate | - | - | $24,000 | - | - | - | - | - | - | - | $24,000 |
| total income return | $66,000 | $73,000 | $152,000 | $135,000 | $141,000 | $148,000 | $155,000 | $163,000 | $171,000 | $179,000 | $1,382,000 |
Expense/ Investment
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| deposit | $95,000 | $30,000 | - | - | - | - | - | - | - | - | $124,000 |
| remaining balance payment | - | $114,000 | - | - | - | - | - | - | - | - | $114,000 |
| closing cost | - | $61,000 | - | - | - | - | - | - | - | - | $61,000 |
| operating expense | - | - | $19,000 | $20,000 | $20,000 | $21,000 | $21,000 | $22,000 | $22,000 | $23,000 | $167,000 |
| mortgage payment | - | - | $60,000 | $60,000 | $60,000 | $60,000 | $60,000 | $60,000 | $60,000 | $60,000 | $478,000 |
| total expense investment | $95,000 | $205,000 | $79,000 | $79,000 | $80,000 | $80,000 | $81,000 | $81,000 | $82,000 | $82,000 | $945,000 |
Other
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| net gain loss | -$28,317 | -$132,541 | $73,000 | $55,000 | $61,000 | $68,000 | $74,000 | $81,000 | $89,000 | $96,000 | $437,000 |
| cumulative roi | $70 | $48 | $77 | $95 | $111 | $127 | $142 | $157 | $172 | $188 | $1,000 |
The Harbour Club
Address: St. Catharines, Ontario
Price Range: $662,000 - $3,244,000
Avail. suites: 43
1—2.5 bd
668—3071 SqFt