Suite number:
210
Project:
Address:
St. Catharines, Ontario
Developer:
Valour Group
Property type:
condo
Bathrooms:
2
Bedrooms:
2
Size:
980 sqft
Occupancy Date:
Jan 2027
Price, CAD
$938,990
Available
ROI
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Investment Period: 5 years
Yearly Return on Investment in Year 5
23.11%
Cumulative Return on Investment in Year 5
107.89%
Property Price at the End of Year 5
$1,210,000
Deposit Schedule
$5,000 at Signing
Total up to 2.5% in 0 days
$23,475
2.5% in 0 days
$23,475
0% in 30 days
$5,000
2.5% in 60 days
$23,475
2.5% on Occupancy
$23,475
Net Gain (Loss)
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Property Price Appreciation
Investment Details (10-Year Period)
Income/Return
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| property price appreciation | $49,000 | $51,000 | $54,000 | $57,000 | $60,000 | $63,000 | $66,000 | $70,000 | $73,000 | $77,000 | $620,000 |
| rent income | - | - | $24,000 | $30,000 | $31,000 | $32,000 | $34,000 | $35,000 | $37,000 | $38,000 | $261,000 |
| mortgage principal reduction | - | - | $10,000 | $13,000 | $13,000 | $14,000 | $14,000 | $15,000 | $16,000 | $16,000 | $111,000 |
| deposit interest | $2,000 | $5,000 | $3,000 | - | - | - | - | - | - | - | $10,000 |
| gst hst rebate | - | - | $24,000 | - | - | - | - | - | - | - | $24,000 |
| total income return | $51,000 | $56,000 | $115,000 | $99,000 | $104,000 | $109,000 | $114,000 | $120,000 | $126,000 | $132,000 | $1,026,000 |
Expense/ Investment
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| deposit | $52,000 | $23,000 | $23,000 | - | - | - | - | - | - | - | $99,000 |
| remaining balance payment | - | - | $89,000 | - | - | - | - | - | - | - | $89,000 |
| closing cost | - | - | $54,000 | - | - | - | - | - | - | - | $54,000 |
| operating expense | - | - | $12,000 | $15,000 | $15,000 | $15,000 | $16,000 | $16,000 | $17,000 | $18,000 | $124,000 |
| mortgage payment | - | - | $38,000 | $46,000 | $46,000 | $46,000 | $46,000 | $46,000 | $46,000 | $46,000 | $358,000 |
| total expense investment | $52,000 | $23,000 | $216,000 | $60,000 | $61,000 | $61,000 | $62,000 | $62,000 | $63,000 | $63,000 | $724,000 |
Other
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| net gain loss | -$972 | $33,000 | -$101,711 | $39,000 | $43,000 | $48,000 | $53,000 | $58,000 | $63,000 | $69,000 | $302,000 |
| cumulative roi | $98 | $142 | $78 | $94 | $108 | $121 | $134 | $146 | $158 | $170 | $1,000 |
The Harbour Club
Address: St. Catharines, Ontario
Price Range: $662,000 - $3,244,000
Avail. suites: 43
1—2.5 bd
668—3071 SqFt