Suite number:
104
Project:
Address:
St. Catharines, Ontario
Developer:
Valour Group
Property type:
condo
Floor plan:
Bathrooms:
3
Bedrooms:
2.5
Size:
1441 sqft
Occupancy Date:
Jan 2027
Price, CAD
$1,376,990
Available
ROI
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Investment Period: 5 years
Yearly Return on Investment in Year 5
23.13%
Cumulative Return on Investment in Year 5
105.71%
Property Price at the End of Year 5
$1,774,000
Deposit Schedule
$5,000 at Signing
Total up to 0% in 30 days
$5,000
2.5% in 60 days
$34,425
2.5% on Occupancy
$34,425
Net Gain (Loss)
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Property Price Appreciation
Investment Details (10-Year Period)
Income/Return
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| property price appreciation | $71,000 | $75,000 | $79,000 | $83,000 | $88,000 | $92,000 | $97,000 | $102,000 | $107,000 | $113,000 | $909,000 |
| rent income | - | $21,000 | $51,000 | $53,000 | $56,000 | $58,000 | $61,000 | $63,000 | $66,000 | $69,000 | $498,000 |
| mortgage principal reduction | - | $7,000 | $17,000 | $18,000 | $19,000 | $20,000 | $21,000 | $22,000 | $23,000 | $24,000 | $172,000 |
| deposit interest | $3,000 | $2,000 | - | - | - | - | - | - | - | - | $5,000 |
| gst hst rebate | - | $24,000 | - | - | - | - | - | - | - | - | $24,000 |
| total income return | $75,000 | $129,000 | $148,000 | $155,000 | $162,000 | $170,000 | $179,000 | $187,000 | $196,000 | $206,000 | $1,608,000 |
Expense/ Investment
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| deposit | $74,000 | - | - | - | - | - | - | - | - | - | $74,000 |
| remaining balance payment | - | $202,000 | - | - | - | - | - | - | - | - | $202,000 |
| closing cost | - | $65,000 | - | - | - | - | - | - | - | - | $65,000 |
| operating expense | - | $9,000 | $22,000 | $22,000 | $23,000 | $23,000 | $24,000 | $24,000 | $25,000 | $26,000 | $198,000 |
| mortgage payment | - | $29,000 | $69,000 | $69,000 | $69,000 | $69,000 | $69,000 | $69,000 | $69,000 | $69,000 | $580,000 |
| total expense investment | $74,000 | $304,000 | $91,000 | $91,000 | $92,000 | $92,000 | $93,000 | $93,000 | $94,000 | $95,000 | $1,119,000 |
Other
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| net gain loss | $793 | -$174,469 | $57,000 | $64,000 | $71,000 | $78,000 | $86,000 | $94,000 | $102,000 | $111,000 | $489,000 |
| cumulative roi | $101 | $53 | $72 | $90 | $106 | $121 | $136 | $151 | $166 | $181 | $1,000 |
The Harbour Club
Address: St. Catharines, Ontario
Price Range: $643,000 - $3,425,000
Avail. suites: 28
1—3 bd
668—3071 SqFt