Suite number:
104
Project:
Address:
St. Catharines, Ontario
Developer:
Valour Group
Property type:
condo
Floor plan:
Bathrooms:
3
Bedrooms:
2.5
Size:
1441 sqft
Occupancy Date:
Jan 2027
Price, CAD
$1,376,990
Available
ROI
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Investment Period: 5 years
Yearly Return on Investment in Year 5
24.23%
Cumulative Return on Investment in Year 5
111.08%
Property Price at the End of Year 5
$1,774,000
Deposit Schedule
$5,000 at Signing
Total up to 0% in 30 days
$5,000
2.5% in 60 days
$34,425
2.5% in 120 days
$34,425
2.5% in 322 days
$34,425
2.5% on Occupancy
$34,425
Net Gain (Loss)
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Property Price Appreciation
Investment Details (10-Year Period)
Income/Return
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| property price appreciation | $72,000 | $75,000 | $79,000 | $83,000 | $88,000 | $92,000 | $97,000 | $102,000 | $107,000 | $113,000 | $909,000 |
| rent income | - | - | $50,000 | $52,000 | $55,000 | $57,000 | $60,000 | $62,000 | $65,000 | $68,000 | $469,000 |
| mortgage principal reduction | - | - | $17,000 | $18,000 | $19,000 | $20,000 | $21,000 | $22,000 | $23,000 | $24,000 | $161,000 |
| deposit interest | $5,000 | $8,000 | - | - | - | - | - | - | - | - | $13,000 |
| gst hst rebate | - | - | $24,000 | - | - | - | - | - | - | - | $24,000 |
| total income return | $76,000 | $84,000 | $171,000 | $154,000 | $161,000 | $169,000 | $177,000 | $186,000 | $195,000 | $204,000 | $1,576,000 |
Expense/ Investment
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| deposit | $108,000 | $34,000 | - | - | - | - | - | - | - | - | $143,000 |
| remaining balance payment | - | $133,000 | - | - | - | - | - | - | - | - | $133,000 |
| closing cost | - | $65,000 | - | - | - | - | - | - | - | - | $65,000 |
| operating expense | - | - | $22,000 | $22,000 | $23,000 | $23,000 | $24,000 | $24,000 | $25,000 | $25,000 | $188,000 |
| mortgage payment | - | - | $69,000 | $69,000 | $69,000 | $69,000 | $69,000 | $69,000 | $69,000 | $69,000 | $552,000 |
| total expense investment | $108,000 | $232,000 | $91,000 | $91,000 | $92,000 | $92,000 | $93,000 | $93,000 | $94,000 | $94,000 | $1,079,000 |
Other
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| net gain loss | -$31,930 | -$147,992 | $80,000 | $63,000 | $70,000 | $77,000 | $85,000 | $93,000 | $101,000 | $110,000 | $497,000 |
| cumulative roi | $71 | $49 | $77 | $95 | $111 | $126 | $141 | $156 | $171 | $186 | $1,000 |
The Harbour Club
Address: St. Catharines, Ontario
Price Range: $662,000 - $3,244,000
Avail. suites: 43
1—2.5 bd
668—3071 SqFt