Suite number:
Gaultier B
Project:
Address:
St. Catharines, Ontario
Developer:
Pinewood Niagara Builders
Property type:
condo
Bathrooms:
1.5
Bedrooms:
2
Size:
1431 sqft
Occupancy Date:
Dec 2025
Price, CAD
$949,900
Available
ROI
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Investment Period: 5 years
Yearly Return on Investment in Year 5
24.48%
Cumulative Return on Investment in Year 5
116.66%
Property Price at the End of Year 5
$1,224,000
Deposit Schedule
$20,000 at Signing
Total up to 5% in 30 days
$47,495
5% in 60 days
$47,495
2.5% in 120 days
$23,748
2.5% on Occupancy
$23,748
Net Gain (Loss)
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Property Price Appreciation
Investment Details (10-Year Period)
Income/Return
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| property price appreciation | $49,000 | $52,000 | $55,000 | $57,000 | $60,000 | $64,000 | $67,000 | $70,000 | $74,000 | $78,000 | $627,000 |
| rent income | - | $38,000 | $44,000 | $45,000 | $47,000 | $49,000 | $51,000 | $54,000 | $56,000 | $58,000 | $444,000 |
| mortgage principal reduction | - | $12,000 | $14,000 | $14,000 | $15,000 | $16,000 | $16,000 | $17,000 | $18,000 | $18,000 | $140,000 |
| deposit interest | $6,000 | $467 | - | - | - | - | - | - | - | - | $6,000 |
| gst hst rebate | - | $24,000 | - | - | - | - | - | - | - | - | $24,000 |
| total income return | $55,000 | $127,000 | $112,000 | $117,000 | $123,000 | $129,000 | $135,000 | $141,000 | $148,000 | $155,000 | $1,241,000 |
Expense/ Investment
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| deposit | $142,000 | - | - | - | - | - | - | - | - | - | $142,000 |
| remaining balance payment | - | $47,000 | - | - | - | - | - | - | - | - | $47,000 |
| closing cost | - | $54,000 | - | - | - | - | - | - | - | - | $54,000 |
| operating expense | - | $17,000 | $19,000 | $20,000 | $20,000 | $21,000 | $22,000 | $22,000 | $23,000 | $24,000 | $188,000 |
| mortgage payment | - | $40,000 | $44,000 | $44,000 | $44,000 | $44,000 | $44,000 | $44,000 | $44,000 | $44,000 | $388,000 |
| total expense investment | $142,000 | $159,000 | $63,000 | $63,000 | $64,000 | $65,000 | $65,000 | $66,000 | $67,000 | $67,000 | $821,000 |
Other
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| net gain loss | -$87,303 | -$31,853 | $49,000 | $54,000 | $59,000 | $64,000 | $70,000 | $75,000 | $81,000 | $87,000 | $421,000 |
| cumulative roi | $39 | $56 | $77 | $97 | $117 | $136 | $155 | $174 | $195 | $216 | $1,000 |
Coveteur
Address: St. Catharines, Ontario
Price Range: $890,000 - $1,345,000
Avail. suites: 16
1—2 bd
1135—1696 SqFt