Suite number:
Chanel
Project:
Address:
St. Catharines, Ontario
Developer:
Pinewood Niagara Builders
Property type:
condo
Bathrooms:
1.5
Bedrooms:
2
Size:
1696 sqft
Occupancy Date:
Dec 2025
Price, CAD
$1,344,600
Available
ROI
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Investment Period: 5 years
Yearly Return on Investment in Year 5
22.85%
Cumulative Return on Investment in Year 5
106.93%
Property Price at the End of Year 5
$1,732,000
Deposit Schedule
$20,000 at Signing
Total up to 5% in 30 days
$67,230
5% in 60 days
$67,230
2.5% in 120 days
$33,615
2.5% on Occupancy
$33,615
Net Gain (Loss)
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Property Price Appreciation
Investment Details (10-Year Period)
Income/Return
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| property price appreciation | $70,000 | $74,000 | $77,000 | $81,000 | $86,000 | $90,000 | $95,000 | $100,000 | $105,000 | $110,000 | $887,000 |
| rent income | - | $45,000 | $52,000 | $54,000 | $56,000 | $59,000 | $61,000 | $64,000 | $66,000 | $69,000 | $526,000 |
| mortgage principal reduction | - | $16,000 | $18,000 | $19,000 | $20,000 | $21,000 | $22,000 | $23,000 | $24,000 | $25,000 | $186,000 |
| deposit interest | $8,000 | $661 | - | - | - | - | - | - | - | - | $9,000 |
| gst hst rebate | - | $24,000 | - | - | - | - | - | - | - | - | $24,000 |
| total income return | $78,000 | $160,000 | $147,000 | $154,000 | $161,000 | $169,000 | $177,000 | $186,000 | $195,000 | $204,000 | $1,632,000 |
Expense/ Investment
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| deposit | $202,000 | - | - | - | - | - | - | - | - | - | $202,000 |
| remaining balance payment | - | $67,000 | - | - | - | - | - | - | - | - | $67,000 |
| closing cost | - | $62,000 | - | - | - | - | - | - | - | - | $62,000 |
| operating expense | - | $21,000 | $23,000 | $24,000 | $25,000 | $26,000 | $26,000 | $27,000 | $28,000 | $29,000 | $229,000 |
| mortgage payment | - | $60,000 | $65,000 | $65,000 | $65,000 | $65,000 | $65,000 | $65,000 | $65,000 | $65,000 | $583,000 |
| total expense investment | $202,000 | $210,000 | $89,000 | $89,000 | $90,000 | $91,000 | $92,000 | $93,000 | $94,000 | $94,000 | $1,144,000 |
Other
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| net gain loss | -$123,649 | -$50,762 | $58,000 | $65,000 | $71,000 | $78,000 | $86,000 | $93,000 | $101,000 | $110,000 | $488,000 |
| cumulative roi | $39 | $54 | $73 | $91 | $107 | $122 | $137 | $152 | $167 | $183 | $1,000 |
Coveteur
Address: St. Catharines, Ontario
Price Range: $890,000 - $1,345,000
Avail. suites: 16
1—2 bd
1135—1696 SqFt