Suite number:
Chanel
Project:
Address:
St. Catharines, Ontario
Developer:
Pinewood Niagara Builders
Property type:
condo
Floor plan:
Bathrooms:
2
Bedrooms:
2
Size:
1696 sqft
Occupancy Date:
Dec 2025
Price, CAD
$1,344,600
Available
ROI
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Investment Period: 5 years
Yearly Return on Investment in Year 5
21.98%
Cumulative Return on Investment in Year 5
103.07%
Property Price at the End of Year 5
$1,732,000
Deposit Schedule
$20,000 at Signing
Total up to 5% in 30 days
$67,230
5% in 60 days
$67,230
2.5% in 120 days
$33,615
2.5% on Occupancy
$33,615
Net Gain (Loss)
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Property Price Appreciation
Investment Details (10-Year Period)
Income/Return
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| property price appreciation | $70,000 | $74,000 | $77,000 | $81,000 | $86,000 | $90,000 | $95,000 | $100,000 | $105,000 | $110,000 | $888,000 |
| rent income | $4,000 | $50,000 | $52,000 | $54,000 | $56,000 | $59,000 | $61,000 | $64,000 | $67,000 | $70,000 | $538,000 |
| mortgage principal reduction | $1,000 | $17,000 | $17,000 | $18,000 | $19,000 | $20,000 | $21,000 | $22,000 | $23,000 | $24,000 | $184,000 |
| deposit interest | $7,000 | - | - | - | - | - | - | - | - | - | $7,000 |
| gst hst rebate | $24,000 | - | - | - | - | - | - | - | - | - | $24,000 |
| total income return | $106,000 | $140,000 | $147,000 | $154,000 | $161,000 | $169,000 | $177,000 | $186,000 | $195,000 | $204,000 | $1,640,000 |
Expense/ Investment
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| deposit | $202,000 | - | - | - | - | - | - | - | - | - | $202,000 |
| remaining balance payment | $67,000 | - | - | - | - | - | - | - | - | - | $67,000 |
| closing cost | $64,000 | - | - | - | - | - | - | - | - | - | $64,000 |
| operating expense | $2,000 | $23,000 | $23,000 | $24,000 | $24,000 | $25,000 | $25,000 | $26,000 | $27,000 | $27,000 | $226,000 |
| mortgage payment | $6,000 | $67,000 | $67,000 | $67,000 | $67,000 | $67,000 | $67,000 | $67,000 | $67,000 | $67,000 | $612,000 |
| total expense investment | $340,000 | $90,000 | $91,000 | $91,000 | $92,000 | $92,000 | $93,000 | $93,000 | $94,000 | $95,000 | $1,171,000 |
Other
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| net gain loss | -$234,124 | $50,000 | $56,000 | $63,000 | $70,000 | $77,000 | $85,000 | $93,000 | $101,000 | $110,000 | $469,000 |
| cumulative roi | $31 | $52 | $71 | $88 | $103 | $118 | $133 | $147 | $162 | $177 | $1,000 |
Coveteur
Address: St. Catharines, Ontario
Price Range: $850,000 - $1,345,000
Avail. suites: 20
1—2 bd
1135—1696 SqFt