Suite number:
Gaultier C3
Project:
Address:
St. Catharines, Ontario
Developer:
Pinewood Niagara Builders
Property type:
condo
Floor plan:
Bathrooms:
2
Bedrooms:
2
Size:
1457 sqft
Occupancy Date:
Dec 2025
Price, CAD
$1,251,325
Available
ROI
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Investment Period: 5 years
Yearly Return on Investment in Year 5
21.39%
Cumulative Return on Investment in Year 5
100.68%
Property Price at the End of Year 5
$1,612,000
Deposit Schedule
$20,000 at Signing
Total up to 5% in 30 days
$62,566
5% in 60 days
$62,566
2.5% in 120 days
$31,283
2.5% on Occupancy
$31,283
Net Gain (Loss)
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Property Price Appreciation
Investment Details (10-Year Period)
Income/Return
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| property price appreciation | $65,000 | $68,000 | $72,000 | $76,000 | $80,000 | $84,000 | $88,000 | $93,000 | $98,000 | $103,000 | $826,000 |
| rent income | $4,000 | $43,000 | $45,000 | $47,000 | $49,000 | $51,000 | $53,000 | $55,000 | $57,000 | $60,000 | $462,000 |
| mortgage principal reduction | $1,000 | $16,000 | $16,000 | $17,000 | $18,000 | $19,000 | $20,000 | $21,000 | $22,000 | $23,000 | $171,000 |
| deposit interest | $6,000 | - | - | - | - | - | - | - | - | - | $6,000 |
| gst hst rebate | $24,000 | - | - | - | - | - | - | - | - | - | $24,000 |
| total income return | $100,000 | $127,000 | $133,000 | $139,000 | $146,000 | $153,000 | $161,000 | $168,000 | $177,000 | $185,000 | $1,489,000 |
Expense/ Investment
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| deposit | $188,000 | - | - | - | - | - | - | - | - | - | $188,000 |
| remaining balance payment | $63,000 | - | - | - | - | - | - | - | - | - | $63,000 |
| closing cost | $62,000 | - | - | - | - | - | - | - | - | - | $62,000 |
| operating expense | $2,000 | $20,000 | $20,000 | $21,000 | $21,000 | $22,000 | $22,000 | $23,000 | $23,000 | $24,000 | $197,000 |
| mortgage payment | $5,000 | $63,000 | $63,000 | $63,000 | $63,000 | $63,000 | $63,000 | $63,000 | $63,000 | $63,000 | $569,000 |
| total expense investment | $319,000 | $82,000 | $83,000 | $83,000 | $84,000 | $84,000 | $85,000 | $85,000 | $86,000 | $86,000 | $1,079,000 |
Other
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| net gain loss | -$218,961 | $44,000 | $50,000 | $56,000 | $62,000 | $69,000 | $76,000 | $83,000 | $91,000 | $99,000 | $411,000 |
| cumulative roi | $32 | $52 | $70 | $86 | $101 | $115 | $128 | $142 | $155 | $169 | $1,000 |
Coveteur
Address: St. Catharines, Ontario
Price Range: $850,000 - $1,345,000
Avail. suites: 20
1—2 bd
1135—1696 SqFt