Suite number:
Gaultier C
Project:
Address:
St. Catharines, Ontario
Developer:
Pinewood Niagara Builders
Property type:
condo
Bathrooms:
1.5
Bedrooms:
2
Size:
1437 sqft
Occupancy Date:
Dec 2025
Price, CAD
$999,900
Available
ROI
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Investment Period: 5 years
Yearly Return on Investment in Year 5
24.23%
Cumulative Return on Investment in Year 5
115.07%
Property Price at the End of Year 5
$1,288,000
Deposit Schedule
$20,000 at Signing
Total up to 5% in 30 days
$49,995
5% in 60 days
$49,995
2.5% in 120 days
$24,998
2.5% on Occupancy
$24,998
Net Gain (Loss)
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Property Price Appreciation
Investment Details (10-Year Period)
Income/Return
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| property price appreciation | $52,000 | $55,000 | $58,000 | $61,000 | $64,000 | $67,000 | $70,000 | $74,000 | $78,000 | $82,000 | $660,000 |
| rent income | - | $39,000 | $44,000 | $46,000 | $48,000 | $50,000 | $52,000 | $54,000 | $56,000 | $59,000 | $445,000 |
| mortgage principal reduction | - | $13,000 | $15,000 | $15,000 | $16,000 | $16,000 | $17,000 | $18,000 | $19,000 | $19,000 | $148,000 |
| deposit interest | $6,000 | $491 | - | - | - | - | - | - | - | - | $7,000 |
| gst hst rebate | - | $24,000 | - | - | - | - | - | - | - | - | $24,000 |
| total income return | $58,000 | $131,000 | $116,000 | $121,000 | $127,000 | $133,000 | $139,000 | $146,000 | $153,000 | $160,000 | $1,284,000 |
Expense/ Investment
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| deposit | $150,000 | - | - | - | - | - | - | - | - | - | $150,000 |
| remaining balance payment | - | $50,000 | - | - | - | - | - | - | - | - | $50,000 |
| closing cost | - | $55,000 | - | - | - | - | - | - | - | - | $55,000 |
| operating expense | - | $17,000 | $19,000 | $20,000 | $21,000 | $21,000 | $22,000 | $23,000 | $23,000 | $24,000 | $190,000 |
| mortgage payment | - | $42,000 | $46,000 | $46,000 | $46,000 | $46,000 | $46,000 | $46,000 | $46,000 | $46,000 | $409,000 |
| total expense investment | $150,000 | $165,000 | $65,000 | $66,000 | $66,000 | $67,000 | $68,000 | $68,000 | $69,000 | $70,000 | $854,000 |
Other
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| net gain loss | -$91,907 | -$34,086 | $51,000 | $56,000 | $61,000 | $66,000 | $72,000 | $77,000 | $84,000 | $90,000 | $430,000 |
| cumulative roi | $39 | $56 | $77 | $96 | $115 | $133 | $152 | $170 | $189 | $209 | $1,000 |
Coveteur
Address: St. Catharines, Ontario
Price Range: $890,000 - $1,345,000
Avail. suites: 16
1—2 bd
1135—1696 SqFt