Suite number:
Gaultier C
Project:
Address:
St. Catharines, Ontario
Developer:
Pinewood Niagara Builders
Property type:
condo
Floor plan:
Bathrooms:
1.5
Bedrooms:
2
Size:
1437 sqft
Occupancy Date:
Mar 2026
Price, CAD
$999,900
Available
ROI
Want to own a unit? —
Investment Period: 5 years
Yearly Return on Investment in Year 5
21.85%
Cumulative Return on Investment in Year 5
104.38%
Property Price at the End of Year 5
$1,288,000
Deposit Schedule
$20,000 at Signing
Total up to 5% in 30 days
$49,995
5% in 60 days
$49,995
2.5% in 120 days
$24,998
2.5% on Occupancy
$24,998
Net Gain (Loss)
Get Expert Advice
Property Price Appreciation
Investment Details (10-Year Period)
Income/Return
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| property price appreciation | $52,000 | $55,000 | $58,000 | $61,000 | $64,000 | $67,000 | $70,000 | $74,000 | $78,000 | $82,000 | $660,000 |
| rent income | $14,000 | $43,000 | $44,000 | $46,000 | $48,000 | $50,000 | $53,000 | $55,000 | $57,000 | $60,000 | $471,000 |
| mortgage principal reduction | $4,000 | $13,000 | $13,000 | $14,000 | $14,000 | $15,000 | $16,000 | $17,000 | $17,000 | $18,000 | $141,000 |
| deposit interest | $3,000 | - | - | - | - | - | - | - | - | - | $3,000 |
| gst hst rebate | $24,000 | - | - | - | - | - | - | - | - | - | $24,000 |
| total income return | $97,000 | $110,000 | $115,000 | $121,000 | $127,000 | $133,000 | $139,000 | $146,000 | $153,000 | $160,000 | $1,299,000 |
Expense/ Investment
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| deposit | $150,000 | - | - | - | - | - | - | - | - | - | $150,000 |
| remaining balance payment | $50,000 | - | - | - | - | - | - | - | - | - | $50,000 |
| closing cost | $57,000 | - | - | - | - | - | - | - | - | - | $57,000 |
| operating expense | $6,000 | $19,000 | $19,000 | $20,000 | $20,000 | $21,000 | $21,000 | $22,000 | $22,000 | $23,000 | $193,000 |
| mortgage payment | $17,000 | $50,000 | $50,000 | $50,000 | $50,000 | $50,000 | $50,000 | $50,000 | $50,000 | $50,000 | $467,000 |
| total expense investment | $280,000 | $69,000 | $69,000 | $70,000 | $70,000 | $71,000 | $71,000 | $72,000 | $72,000 | $73,000 | $918,000 |
Other
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| net gain loss | -$182,996 | $41,000 | $46,000 | $51,000 | $56,000 | $62,000 | $68,000 | $74,000 | $80,000 | $87,000 | $382,000 |
| cumulative roi | $32 | $52 | $71 | $88 | $104 | $120 | $137 | $153 | $170 | $188 | $1,000 |
Coveteur
Address: St. Catharines, Ontario
Price Range: $850,000 - $1,345,000
Avail. suites: 20
1—2 bd
1135—1696 SqFt