Suite number:
Gaultier A2
Project:
Address:
St. Catharines, Ontario
Developer:
Pinewood Niagara Builders
Property type:
condo
Bathrooms:
1.5
Bedrooms:
2
Size:
1440 sqft
Occupancy Date:
Dec 2025
Price, CAD
$1,204,000
Available
ROI
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Investment Period: 5 years
Yearly Return on Investment in Year 5
23.36%
Cumulative Return on Investment in Year 5
109.75%
Property Price at the End of Year 5
$1,551,000
Deposit Schedule
$20,000 at Signing
Total up to 5% in 30 days
$60,200
5% in 60 days
$60,200
2.5% in 120 days
$30,100
2.5% on Occupancy
$30,100
Net Gain (Loss)
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Property Price Appreciation
Investment Details (10-Year Period)
Income/Return
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| property price appreciation | $62,000 | $66,000 | $69,000 | $73,000 | $77,000 | $81,000 | $85,000 | $89,000 | $94,000 | $99,000 | $795,000 |
| rent income | - | $39,000 | $44,000 | $46,000 | $48,000 | $50,000 | $52,000 | $54,000 | $56,000 | $59,000 | $446,000 |
| mortgage principal reduction | - | $16,000 | $18,000 | $18,000 | $19,000 | $20,000 | $21,000 | $21,000 | $22,000 | $23,000 | $178,000 |
| deposit interest | $7,000 | $592 | - | - | - | - | - | - | - | - | $8,000 |
| gst hst rebate | - | $24,000 | - | - | - | - | - | - | - | - | $24,000 |
| total income return | $70,000 | $145,000 | $131,000 | $137,000 | $143,000 | $150,000 | $157,000 | $165,000 | $173,000 | $181,000 | $1,451,000 |
Expense/ Investment
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| deposit | $181,000 | - | - | - | - | - | - | - | - | - | $181,000 |
| remaining balance payment | - | $60,000 | - | - | - | - | - | - | - | - | $60,000 |
| closing cost | - | $60,000 | - | - | - | - | - | - | - | - | $60,000 |
| operating expense | - | $18,000 | $20,000 | $21,000 | $21,000 | $22,000 | $23,000 | $23,000 | $24,000 | $25,000 | $197,000 |
| mortgage payment | - | $51,000 | $55,000 | $55,000 | $55,000 | $55,000 | $55,000 | $55,000 | $55,000 | $55,000 | $492,000 |
| total expense investment | $181,000 | $188,000 | $75,000 | $76,000 | $76,000 | $77,000 | $78,000 | $79,000 | $79,000 | $80,000 | $989,000 |
Other
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| net gain loss | -$110,702 | -$43,564 | $55,000 | $61,000 | $67,000 | $73,000 | $79,000 | $86,000 | $93,000 | $101,000 | $462,000 |
| cumulative roi | $39 | $55 | $75 | $93 | $110 | $126 | $142 | $157 | $173 | $189 | $1,000 |
Coveteur
Address: St. Catharines, Ontario
Price Range: $890,000 - $1,345,000
Avail. suites: 16
1—2 bd
1135—1696 SqFt