Suite number:
207
Project:
Address:
St. Catharines, Ontario
Developer:
Valour Group
Property type:
condo
Bathrooms:
1.5
Bedrooms:
1.5
Size:
880 sqft
Occupancy Date:
Jan 2027
Price, CAD
$841,990
Available
ROI
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Investment Period: 5 years
Yearly Return on Investment in Year 5
23.95%
Cumulative Return on Investment in Year 5
112.72%
Property Price at the End of Year 5
$1,085,000
Deposit Schedule
$5,000 at Signing
Total up to 2.5% in 0 days
$21,050
2.5% in 0 days
$21,050
0% in 30 days
$5,000
2.5% in 60 days
$21,050
2.5% on Occupancy
$21,050
Net Gain (Loss)
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Property Price Appreciation
Investment Details (10-Year Period)
Income/Return
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| property price appreciation | $44,000 | $46,000 | $48,000 | $51,000 | $54,000 | $56,000 | $59,000 | $62,000 | $66,000 | $69,000 | $556,000 |
| rent income | - | - | $26,000 | $32,000 | $33,000 | $35,000 | $36,000 | $38,000 | $39,000 | $41,000 | $281,000 |
| mortgage principal reduction | - | - | $9,000 | $11,000 | $12,000 | $12,000 | $13,000 | $14,000 | $14,000 | $15,000 | $100,000 |
| deposit interest | $2,000 | $4,000 | $3,000 | - | - | - | - | - | - | - | $9,000 |
| gst hst rebate | - | - | $24,000 | - | - | - | - | - | - | - | $24,000 |
| total income return | $46,000 | $51,000 | $110,000 | $94,000 | $99,000 | $104,000 | $109,000 | $114,000 | $119,000 | $125,000 | $969,000 |
Expense/ Investment
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| deposit | $47,000 | $21,000 | $21,000 | - | - | - | - | - | - | - | $89,000 |
| remaining balance payment | - | - | $79,000 | - | - | - | - | - | - | - | $79,000 |
| closing cost | - | - | $52,000 | - | - | - | - | - | - | - | $52,000 |
| operating expense | - | - | $11,000 | $14,000 | $14,000 | $14,000 | $15,000 | $15,000 | $16,000 | $16,000 | $115,000 |
| mortgage payment | - | - | $34,000 | $41,000 | $41,000 | $41,000 | $41,000 | $41,000 | $41,000 | $41,000 | $321,000 |
| total expense investment | $47,000 | $21,000 | $198,000 | $54,000 | $55,000 | $55,000 | $56,000 | $56,000 | $57,000 | $57,000 | $657,000 |
Other
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| net gain loss | -$1,361 | $29,000 | -$87,958 | $40,000 | $44,000 | $48,000 | $53,000 | $57,000 | $62,000 | $68,000 | $312,000 |
| cumulative roi | $97 | $141 | $79 | $96 | $113 | $128 | $143 | $158 | $173 | $189 | $1,000 |
The Harbour Club
Address: St. Catharines, Ontario
Price Range: $662,000 - $3,244,000
Avail. suites: 43
1—2.5 bd
668—3071 SqFt