Suite number:
1112
Project:
Address:
St. Catharines, Ontario
Developer:
Elite Developments
Property type:
condo
Floor plan:
Bathrooms:
1
Bedrooms:
1.5
Size:
542 sqft
Occupancy Date:
Jan 2027
Price, CAD
$467,888
Available
ROI
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Investment Period: 5 years
Yearly Return on Investment in Year 5
21.56%
Cumulative Return on Investment in Year 5
109.59%
Property Price at the End of Year 5
$603,000
Deposit Schedule
$5,000 at Signing
Total up to 5% in 30 days
$23,394
2.5% in 90 days
$11,697
2.5% in 150 days
$11,697
2.5% in 380 days
$11,697
2.5% in 500 days
$11,697
Net Gain (Loss)
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Property Price Appreciation
Investment Details (10-Year Period)
Income/Return
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| property price appreciation | $24,000 | $26,000 | $27,000 | $28,000 | $30,000 | $31,000 | $33,000 | $35,000 | $36,000 | $38,000 | $309,000 |
| rent income | - | $2,000 | $19,000 | $20,000 | $21,000 | $22,000 | $22,000 | $23,000 | $24,000 | $26,000 | $178,000 |
| mortgage principal reduction | - | $471 | $6,000 | $6,000 | $6,000 | $7,000 | $7,000 | $7,000 | $8,000 | $8,000 | $56,000 |
| deposit interest | $2,000 | $4,000 | - | - | - | - | - | - | - | - | $6,000 |
| gst hst rebate | - | - | $24,000 | - | - | - | - | - | - | - | $24,000 |
| total income return | $26,000 | $32,000 | $76,000 | $54,000 | $57,000 | $60,000 | $62,000 | $65,000 | $69,000 | $72,000 | $573,000 |
Expense/ Investment
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| deposit | $47,000 | $47,000 | - | - | - | - | - | - | - | - | $94,000 |
| remaining balance payment | - | - | - | - | - | - | - | - | - | - | - |
| closing cost | - | $46,000 | - | - | - | - | - | - | - | - | $46,000 |
| operating expense | - | $632 | $8,000 | $8,000 | $8,000 | $8,000 | $8,000 | $9,000 | $9,000 | $9,000 | $67,000 |
| mortgage payment | - | $2,000 | $23,000 | $23,000 | $23,000 | $23,000 | $23,000 | $23,000 | $23,000 | $23,000 | $189,000 |
| total expense investment | $47,000 | $96,000 | $31,000 | $31,000 | $31,000 | $32,000 | $32,000 | $32,000 | $32,000 | $32,000 | $396,000 |
Other
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| net gain loss | -$20,492 | -$63,829 | $45,000 | $23,000 | $25,000 | $28,000 | $31,000 | $34,000 | $36,000 | $40,000 | $177,000 |
| cumulative roi | $56 | $42 | $78 | $94 | $110 | $125 | $140 | $155 | $171 | $188 | $1,000 |
88 James
Address: St. Catharines, Ontario
Price Range: $378,000 - $629,000
Avail. suites: 141
0—2.5 bd
345—762 SqFt