Suite number:
202
Project:
Address:
St. Catharines, Ontario
Developer:
Valour Group
Property type:
condo
Floor plan:
Bathrooms:
2
Bedrooms:
1.5
Size:
1079 sqft
Occupancy Date:
Jan 2027
Price, CAD
$1,016,990
Available
ROI
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Investment Period: 5 years
Yearly Return on Investment in Year 5
22.58%
Cumulative Return on Investment in Year 5
105.01%
Property Price at the End of Year 5
$1,310,000
Deposit Schedule
$5,000 at Signing
Total up to 0% in 30 days
$5,000
2.5% in 60 days
$25,425
2.5% on Occupancy
$25,425
Net Gain (Loss)
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Property Price Appreciation
Investment Details (10-Year Period)
Income/Return
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| property price appreciation | $53,000 | $56,000 | $59,000 | $62,000 | $65,000 | $68,000 | $72,000 | $75,000 | $79,000 | $83,000 | $671,000 |
| rent income | - | $16,000 | $38,000 | $40,000 | $42,000 | $44,000 | $45,000 | $47,000 | $49,000 | $51,000 | $373,000 |
| mortgage principal reduction | - | $5,000 | $13,000 | $13,000 | $14,000 | $15,000 | $15,000 | $16,000 | $17,000 | $18,000 | $127,000 |
| deposit interest | $2,000 | $2,000 | - | - | - | - | - | - | - | - | $4,000 |
| gst hst rebate | - | $24,000 | - | - | - | - | - | - | - | - | $24,000 |
| total income return | $55,000 | $102,000 | $110,000 | $115,000 | $121,000 | $126,000 | $133,000 | $139,000 | $146,000 | $153,000 | $1,199,000 |
Expense/ Investment
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| deposit | $56,000 | - | - | - | - | - | - | - | - | - | $56,000 |
| remaining balance payment | - | $148,000 | - | - | - | - | - | - | - | - | $148,000 |
| closing cost | - | $57,000 | - | - | - | - | - | - | - | - | $57,000 |
| operating expense | - | $7,000 | $16,000 | $17,000 | $17,000 | $17,000 | $18,000 | $18,000 | $19,000 | $19,000 | $148,000 |
| mortgage payment | - | $21,000 | $51,000 | $51,000 | $51,000 | $51,000 | $51,000 | $51,000 | $51,000 | $51,000 | $429,000 |
| total expense investment | $56,000 | $233,000 | $67,000 | $68,000 | $68,000 | $68,000 | $69,000 | $69,000 | $70,000 | $70,000 | $838,000 |
Other
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| net gain loss | -$654 | -$130,765 | $42,000 | $47,000 | $53,000 | $58,000 | $64,000 | $70,000 | $76,000 | $83,000 | $361,000 |
| cumulative roi | $99 | $53 | $72 | $89 | $105 | $120 | $135 | $150 | $165 | $180 | $1,000 |
The Harbour Club
Address: St. Catharines, Ontario
Price Range: $643,000 - $3,425,000
Avail. suites: 28
1—3 bd
668—3071 SqFt