Suite number:
202
Project:
Address:
St. Catharines, Ontario
Developer:
Valour Group
Property type:
condo
Floor plan:
Bathrooms:
2
Bedrooms:
1.5
Size:
1079 sqft
Occupancy Date:
Jan 2027
Price, CAD
$1,016,990
Available
ROI
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Investment Period: 5 years
Yearly Return on Investment in Year 5
23.61%
Cumulative Return on Investment in Year 5
110.17%
Property Price at the End of Year 5
$1,310,000
Deposit Schedule
$5,000 at Signing
Total up to 0% in 30 days
$5,000
2.5% in 60 days
$25,425
2.5% in 120 days
$25,425
2.5% in 322 days
$25,425
2.5% on Occupancy
$25,425
Net Gain (Loss)
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Property Price Appreciation
Investment Details (10-Year Period)
Income/Return
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| property price appreciation | $53,000 | $56,000 | $59,000 | $62,000 | $65,000 | $68,000 | $72,000 | $75,000 | $79,000 | $83,000 | $671,000 |
| rent income | - | - | $38,000 | $39,000 | $41,000 | $43,000 | $45,000 | $47,000 | $49,000 | $51,000 | $351,000 |
| mortgage principal reduction | - | - | $13,000 | $13,000 | $14,000 | $14,000 | $15,000 | $16,000 | $17,000 | $17,000 | $119,000 |
| deposit interest | $4,000 | $6,000 | - | - | - | - | - | - | - | - | $10,000 |
| gst hst rebate | - | - | $24,000 | - | - | - | - | - | - | - | $24,000 |
| total income return | $56,000 | $62,000 | $133,000 | $114,000 | $120,000 | $125,000 | $131,000 | $138,000 | $145,000 | $152,000 | $1,175,000 |
Expense/ Investment
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| deposit | $81,000 | $25,000 | - | - | - | - | - | - | - | - | $107,000 |
| remaining balance payment | - | $97,000 | - | - | - | - | - | - | - | - | $97,000 |
| closing cost | - | $57,000 | - | - | - | - | - | - | - | - | $57,000 |
| operating expense | - | - | $16,000 | $17,000 | $17,000 | $17,000 | $18,000 | $18,000 | $19,000 | $19,000 | $140,000 |
| mortgage payment | - | - | $51,000 | $51,000 | $51,000 | $51,000 | $51,000 | $51,000 | $51,000 | $51,000 | $407,000 |
| total expense investment | $81,000 | $179,000 | $67,000 | $67,000 | $68,000 | $68,000 | $69,000 | $69,000 | $69,000 | $70,000 | $808,000 |
Other
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| net gain loss | -$24,822 | -$117,598 | $66,000 | $47,000 | $52,000 | $57,000 | $63,000 | $69,000 | $75,000 | $82,000 | $367,000 |
| cumulative roi | $69 | $47 | $77 | $94 | $110 | $125 | $140 | $155 | $170 | $185 | $1,000 |
The Harbour Club
Address: St. Catharines, Ontario
Price Range: $662,000 - $3,244,000
Avail. suites: 43
1—2.5 bd
668—3071 SqFt