Suite number:
Gaultier A
Project:
Address:
St. Catharines, Ontario
Developer:
Pinewood Niagara Builders
Property type:
condo
Floor plan:
Bathrooms:
2
Bedrooms:
2
Size:
1430 sqft
Occupancy Date:
Dec 2025
Price, CAD
$1,181,750
Available
ROI
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Investment Period: 5 years
Yearly Return on Investment in Year 5
21.50%
Cumulative Return on Investment in Year 5
101.52%
Property Price at the End of Year 5
$1,523,000
Deposit Schedule
$20,000 at Signing
Total up to 5% in 30 days
$59,088
5% in 60 days
$59,088
2.5% in 120 days
$29,544
2.5% on Occupancy
$29,544
Net Gain (Loss)
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Property Price Appreciation
Investment Details (10-Year Period)
Income/Return
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| property price appreciation | $61,000 | $65,000 | $68,000 | $72,000 | $75,000 | $79,000 | $83,000 | $88,000 | $92,000 | $97,000 | $780,000 |
| rent income | $3,000 | $42,000 | $44,000 | $46,000 | $48,000 | $50,000 | $52,000 | $54,000 | $56,000 | $59,000 | $453,000 |
| mortgage principal reduction | $1,000 | $15,000 | $15,000 | $16,000 | $17,000 | $18,000 | $19,000 | $19,000 | $20,000 | $21,000 | $162,000 |
| deposit interest | $6,000 | - | - | - | - | - | - | - | - | - | $6,000 |
| gst hst rebate | $24,000 | - | - | - | - | - | - | - | - | - | $24,000 |
| total income return | $96,000 | $121,000 | $127,000 | $133,000 | $140,000 | $147,000 | $154,000 | $161,000 | $169,000 | $177,000 | $1,425,000 |
Expense/ Investment
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| deposit | $177,000 | - | - | - | - | - | - | - | - | - | $177,000 |
| remaining balance payment | $59,000 | - | - | - | - | - | - | - | - | - | $59,000 |
| closing cost | $61,000 | - | - | - | - | - | - | - | - | - | $61,000 |
| operating expense | $2,000 | $19,000 | $20,000 | $20,000 | $21,000 | $21,000 | $22,000 | $22,000 | $23,000 | $23,000 | $192,000 |
| mortgage payment | $5,000 | $59,000 | $59,000 | $59,000 | $59,000 | $59,000 | $59,000 | $59,000 | $59,000 | $59,000 | $538,000 |
| total expense investment | $303,000 | $78,000 | $79,000 | $79,000 | $80,000 | $80,000 | $81,000 | $81,000 | $82,000 | $82,000 | $1,027,000 |
Other
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| net gain loss | -$207,422 | $43,000 | $48,000 | $54,000 | $60,000 | $66,000 | $73,000 | $80,000 | $87,000 | $95,000 | $398,000 |
| cumulative roi | $32 | $52 | $70 | $87 | $102 | $116 | $130 | $144 | $158 | $172 | $1,000 |
Coveteur
Address: St. Catharines, Ontario
Price Range: $850,000 - $1,345,000
Avail. suites: 20
1—2 bd
1135—1696 SqFt