Suite number:
Gaultier A
Project:
Address:
St. Catharines, Ontario
Developer:
Pinewood Niagara Builders
Property type:
condo
Floor plan:
Bathrooms:
2
Bedrooms:
2
Size:
1430 sqft
Occupancy Date:
Mar 2026
Price, CAD
$1,181,750
Available
ROI
Want to own a unit? —
Investment Period: 5 years
Yearly Return on Investment in Year 5
20.64%
Cumulative Return on Investment in Year 5
97.98%
Property Price at the End of Year 5
$1,522,000
Deposit Schedule
$20,000 at Signing
Total up to 5% in 30 days
$59,088
5% in 60 days
$59,088
2.5% in 120 days
$29,544
2.5% on Occupancy
$29,544
Net Gain (Loss)
Get Expert Advice
Property Price Appreciation
Investment Details (10-Year Period)
Income/Return
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| property price appreciation | $61,000 | $65,000 | $68,000 | $72,000 | $75,000 | $79,000 | $83,000 | $88,000 | $92,000 | $97,000 | $780,000 |
| rent income | $24,000 | $43,000 | $45,000 | $47,000 | $49,000 | $51,000 | $53,000 | $55,000 | $58,000 | $60,000 | $484,000 |
| mortgage principal reduction | $8,000 | $15,000 | $16,000 | $16,000 | $17,000 | $18,000 | $19,000 | $20,000 | $21,000 | $22,000 | $173,000 |
| deposit interest | $2,000 | - | - | - | - | - | - | - | - | - | $2,000 |
| gst hst rebate | $24,000 | - | - | - | - | - | - | - | - | - | $24,000 |
| total income return | $120,000 | $123,000 | $128,000 | $135,000 | $141,000 | $148,000 | $155,000 | $163,000 | $171,000 | $179,000 | $1,462,000 |
Expense/ Investment
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| deposit | $177,000 | - | - | - | - | - | - | - | - | - | $177,000 |
| remaining balance payment | $59,000 | - | - | - | - | - | - | - | - | - | $59,000 |
| closing cost | $61,000 | - | - | - | - | - | - | - | - | - | $61,000 |
| operating expense | $11,000 | $20,000 | $20,000 | $20,000 | $21,000 | $21,000 | $22,000 | $22,000 | $23,000 | $23,000 | $204,000 |
| mortgage payment | $35,000 | $59,000 | $59,000 | $59,000 | $59,000 | $59,000 | $59,000 | $59,000 | $59,000 | $59,000 | $567,000 |
| total expense investment | $343,000 | $79,000 | $79,000 | $80,000 | $80,000 | $81,000 | $81,000 | $82,000 | $82,000 | $83,000 | $1,068,000 |
Other
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| net gain loss | -$223,025 | $44,000 | $49,000 | $55,000 | $61,000 | $67,000 | $74,000 | $81,000 | $89,000 | $96,000 | $394,000 |
| cumulative roi | $30 | $50 | $67 | $83 | $98 | $112 | $126 | $140 | $154 | $169 | $1,000 |
Coveteur
Address: St. Catharines, Ontario
Price Range: $850,000 - $1,345,000
Avail. suites: 20
1—2 bd
1135—1696 SqFt