Suite number:
1107
Project:
Address:
St. Catharines, Ontario
Developer:
Elite Developments
Property type:
condo
Bathrooms:
1
Bedrooms:
1.5
Size:
480 sqft
Occupancy Date:
Jan 2027
Price, CAD
$433,888
Available
ROI
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Investment Period: 5 years
Yearly Return on Investment in Year 5
21.52%
Cumulative Return on Investment in Year 5
108.49%
Property Price at the End of Year 5
$559,000
Deposit Schedule
$5,000 at Signing
Total up to 5% in 30 days
$21,694
2.5% in 120 days
$10,847
2.5% in 150 days
$10,847
2.5% in 550 days
$10,847
2.5% in 720 days
$10,847
Net Gain (Loss)
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Property Price Appreciation
Investment Details (10-Year Period)
Income/Return
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| property price appreciation | $22,000 | $24,000 | $25,000 | $26,000 | $28,000 | $29,000 | $31,000 | $32,000 | $34,000 | $36,000 | $286,000 |
| rent income | - | - | $15,000 | $18,000 | $18,000 | $19,000 | $20,000 | $21,000 | $22,000 | $23,000 | $155,000 |
| mortgage principal reduction | - | - | $5,000 | $6,000 | $6,000 | $6,000 | $7,000 | $7,000 | $7,000 | $8,000 | $52,000 |
| deposit interest | -$465 | $4,000 | $269 | - | - | - | - | - | - | - | $4,000 |
| gst hst rebate | - | - | $24,000 | - | - | - | - | - | - | - | $24,000 |
| total income return | $22,000 | $28,000 | $70,000 | $50,000 | $52,000 | $55,000 | $57,000 | $60,000 | $63,000 | $66,000 | $521,000 |
Expense/ Investment
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| deposit | $43,000 | $22,000 | $22,000 | - | - | - | - | - | - | - | $87,000 |
| remaining balance payment | - | - | - | - | - | - | - | - | - | - | - |
| closing cost | - | - | $44,000 | - | - | - | - | - | - | - | $44,000 |
| operating expense | - | - | $6,000 | $7,000 | $7,000 | $7,000 | $8,000 | $8,000 | $8,000 | $8,000 | $60,000 |
| mortgage payment | - | - | $19,000 | $21,000 | $21,000 | $21,000 | $21,000 | $21,000 | $21,000 | $21,000 | $167,000 |
| total expense investment | $43,000 | $22,000 | $91,000 | $28,000 | $28,000 | $29,000 | $29,000 | $29,000 | $29,000 | $30,000 | $358,000 |
Other
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| net gain loss | -$21,355 | $6,000 | -$21,600 | $22,000 | $24,000 | $26,000 | $28,000 | $31,000 | $33,000 | $36,000 | $163,000 |
| cumulative roi | $52 | $77 | $77 | $93 | $108 | $124 | $139 | $154 | $169 | $185 | $1,000 |
88 James
Address: St. Catharines, Ontario
Price Range: $378,000 - $629,000
Avail. suites: 141
0—2.5 bd
345—762 SqFt